Regular Service
The Lexington Regular service level covers the essentials of credit report repair. Our time-proven methods of credit repair are employed on your behalf to help you take control of your credit reports. The tools and features of Lexington Regular are included in each of our service levels.
- Unlimited disputes
- Risk-free refund policy
- Free support
- No hidden fees
- Cancel anytime
Unlimited Disputes
No matter how many items you have to dispute, you will only be charged our low monthly fee. Lexington Law gives you unlimited disputes and unlimited deletions at no additional charge.
Same day service*
Your legal representation begins the same day you complete the retainer agreement and identify questionable negative items on your credit reports using the Dispute Valet, our exclusive dispute management system. *Copies of your credit reports are required.
Concord Service
While the Lexington Regular service focuses solely on disputing questionable items with the credit bureaus, our Concord Standard service adds several interventions which are targeted directly at your creditors. This allows us to help you attack your credit issues on multiple fronts, and increases the likelihood of accelerated results.
- Unlimited disputes
- Risk-free refund policy
- Free support
- No hidden fees
- Cancel anytime
- Goodwill interventions
- Escalated info requests
- Debt validation
Generally speaking, every additional intervention on your behalf increases the likelihood that a favorable response may occur. Since additional methods are brought to bear, Concord clients may see more results sooner. However, it is important to remember that a law firm cannot promise a particular result or promise results within a certain timeframe since every case and credit report is different. Concord Standard adds the following interventions:
Goodwill interventions
Appropriate for mild late-pay accounts, this non-confrontational intervention leverages your fiscal relationship with your creditor in an effort to positively impact the record and reporting of your credit.
Escalated info requests
Useful for seriously late accounts, this non-dispute creditor intervention requests either documentation of an account's compliance with various consumer protection statutes, or a requisite alteration to the way it is reported on the client's credit reports.
Debt validation
For certain charged-off and collections accounts, this intervention affirms your rights under the Fair Debt Collection Practices Act (FDCPA) by demanding either a complete accounting of the alleged obligation's statutory compliance, or the removal of the reporting of these accounts.
Concord Premier
Concord Premier targets your credit score
Reaching your credit goals may require more than confronting your credit reports. Our most comprehensive level of service affords additional benefits specifically designed to modify, monitor, and protect your credit rating, giving you an expanded opportunity to help you seek effective and enduring credit improvement.
- Unlimited disputes
- Risk-free refund policy
- Free support
- No hidden fees
- Cancel anytime
- Goodwill interventions
- Escalated info requests
- Debt validation
- Monthly score analysis
- ReportWatch™
- InquiryAssist™
- Identity Theft Insurance*
Monthly credit score improvement analysis
Each month, we evaluate your credit report in accordance with the five main factors known to significantly impact credit scoring. A highly customized multi-page analysis is then provided, including targeted tips which may help you raise your credit scores.
Included with: Concord Premier
ReportWatch™
Whenever we detect changes within your credit reports which may positively or negatively impact your credit scores, ReportWatch™ alerts are quickly dispatched via email. We also provide tips, when applicable, regarding how to make the best use of this crucial data.
InquiryAssist™
Questionable inquiries almost always impact a credit score negatively, and InquiryAssist™ was designed to address that problem. Firm-prepared letters, customized for each questionable inquiry you designate, are provided.
Identity Theft Insurance*
To help protect the credit you're working to correct, a $25,000 identity theft insurance policy is provided at no additional cost to you. This plan affords on-call identity fraud specialists for your peace of mind. (Identity theft insurance is not available in New York.)
*Available upon request with any Lexington service level.
Service Levels
No matter how bad your credit may seem, we offer multiple levels of service designed to help you take control of your credit. Select a service level to learn more:
*Available upon request with any Lexington service level.
Service Levels
No matter how bad your credit may seem, we offer multiple levels of service designed to help you take control of your credit. Select a service level to learn more:
| Service Highlights |
| Setup fee |
$99.00 |
$99.00 |
$99.00 |
| Monthly fee |
$39.00 |
$59.00 |
$79.00 |
| Unlimited disputes |
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| Toll-free support |
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| 24/7 access to client extranet |
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| Pay as you go |
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| Cancel anytime |
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| Risk-free refund policy |
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| Attorney-client privilege |
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| Dispute Valet |
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| ReportWatch™ |
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| InquiryAssist™ |
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| Monthly credit score analysis |
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| Identity Theft Insurance* |
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| Case Facilitators |
| Attorneys |
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| Paralegals |
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| Interventions Used |
| Dispute with Equifax |
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| Dispute with Experian |
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| Dispute with TransUnion |
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| Goodwill interventions |
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| Escalated information requests |
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| Debt validation |
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| Federal Statutes Applied |
| Fair Credit Reporting Act |
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| Truth in Lending Act |
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| Fair Credit Billing Act |
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| Fair Debt Collection Practices Act |
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